Life Insurance and Disability

Life Insurance Benefits

Elon offers all full-time faculty and staff members a comprehensive life insurance program, including basic life and accidental death and dismemberment (AD&D) insurance, and optional life insurance and long term disability insurance from which you can choose to participate. These plans provide you or your listed beneficiaries with financial security should something happen to you while employed by Elon University.

Key Life Insurance Benefits

• Basic Life Insurance: Employer-paid coverage provided to all eligible full-time employees.
• Accidental Death and Dismemberment (AD&D) Insurance: Additional protection in the event of accidental injury or death.
• Dependent Life Insurance: Coverage options available for eligible spouses, domestic partners, and dependent children.
• Voluntary Life Insurance: Opportunity to purchase additional coverage beyond the basic plan for yourself and your dependents.

Disability Insurance Benefits

Elon University provides long-term disability insurance to all full-time active employees working 30 or more hours per week in an eligible class. Elon’s disability insurance will protect your income if you are unable to work due to a qualifying illness or injury. This coverage offers important financial security by replacing a portion of your salary during an extended period of disability. Long-term disability benefits are fully employer-paid for eligible full-time faculty and staff, helping to support your financial stability during unexpected life events.

Key Disability Benefits

• Long-Term Disability Coverage: Employer-paid insurance that replaces a portion of your income if you are unable to work.
• Income Protection: Benefits begin after a qualifying waiting period and continue as long as you meet eligibility criteria.
• Continuation Options: Ability to convert coverage to an individual policy if your employment at Elon ends.
• Support Services: Access to rehabilitation and return-to-work support programs, if applicable.